CASH MANAGEMENT SERVICES

First Community Bank of America provides highly personalized, quality banking service while developing loyal customer relationships. It is our goal to go beyond our customers' expectations each and every time they are served.

 

We continually strive to develop new services like our Cash Managment program for our business clients to assist in streamlining your business banking and optimize your cash flow with a full suite of products and services.

 

Collection Services

  • Courier Service
  • Merchant Services
  • Remote Deposit Capture*
  • Automated Clearing House (ACH) Collections
  • Lockbox

Disbursement Services

  • Automated Clearing House (ACH) Payments/Payroll
  • Direct Deposit
  • FCBA Bill Payment

Account Services

  • Account Analysis
  • Zero Balance Accounts
  • Credit Sweep
  • Investment Sweep**
  • Electronic Statements

 

* Not all businesses would qualify and participation in Remote Deposit Capture requires approval and certain eligibility requirements would have to be met.

 

**Investment sweep products are non-deposit accounts, not FDIC insured, and may lose value.

 

Fraud Protection Services

  • Positive Pay

Electronic Banking

  • Corporate Online Banking
  • Compatable with Quickbooks
  • Online Wire Transfers
  • Electronic Tax Payments
  • Online Check Images
  • Funds Transfer
  • Allows Multiple User Security Features